Call reports 2012
PRIMESOUTH BANK — 2012
What PRIMESOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 165,950,000 | 161,171,000 | 165,465,000 | 166,656,000 |
| Total loans | 116,487,000 | 117,258,000 | 116,784,000 | 112,592,000 |
| Allowance for loan losses | 2,682,000 | 2,334,000 | 2,550,000 | 2,209,000 |
| Securities available for sale | 22,216,000 | 22,460,000 | 24,271,000 | 23,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,558,000 | 137,282,000 | 141,024,000 | 142,257,000 |
| Interest-bearing deposits | 122,644,000 | 119,242,000 | 122,496,000 | 125,075,000 |
| Noninterest-bearing deposits | 19,914,000 | 18,040,000 | 18,528,000 | 17,182,000 |
| Equity capital | 17,660,000 | 18,057,000 | 18,462,000 | 18,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,004,000 | 5,995,000 | 7,885,000 |
| Interest expense | 495,000 | 974,000 | 1,440,000 | 1,901,000 |
| Net interest income | 1,516,000 | 3,030,000 | 4,555,000 | 5,984,000 |
| Noninterest income | 231,000 | 478,000 | 744,000 | 819,000 |
| Noninterest expense | 903,000 | 1,771,000 | 2,727,000 | 3,639,000 |
| Provision for loan losses | 655,000 | 1,130,000 | 1,583,000 | 1,898,000 |
| Pretax income | 350,000 | 768,000 | 1,150,000 | 1,427,000 |
| Income tax | 104,000 | 181,000 | 263,000 | 335,000 |
| Net income | 246,000 | 587,000 | 887,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,338,000 | 17,681,000 | 17,980,000 | 18,185,000 |
| Total capital | 18,851,000 | 19,193,000 | 19,500,000 | 19,673,000 |
| Risk-weighted assets | 119,818,000 | 119,962,000 | 120,267,000 | 118,354,000 |