Call reports 2025
RCB BANK — 2025
What RCB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,899,432,000 | 3,972,883,000 | 3,887,084,000 | 4,055,412,000 |
| Total loans | 2,270,998,000 | 2,308,816,000 | 2,292,246,000 | 2,251,367,000 |
| Allowance for loan losses | 26,613,000 | 26,172,000 | 26,317,000 | 25,934,000 |
| Securities available for sale | 1,193,644,000 | 1,209,850,000 | 1,216,893,000 | 1,230,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,434,961,000 | 3,501,577,000 | 3,409,947,000 | 3,565,699,000 |
| Interest-bearing deposits | 2,497,059,000 | 2,566,935,000 | 2,466,793,000 | 2,640,130,000 |
| Noninterest-bearing deposits | 937,902,000 | 934,642,000 | 943,154,000 | 925,569,000 |
| Equity capital | 430,422,000 | 438,403,000 | 449,789,000 | 463,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 41,938,000 | 85,385,000 | 129,810,000 | 173,720,000 |
| Interest expense | 10,580,000 | 21,385,000 | 32,356,000 | 41,878,000 |
| Net interest income | 31,358,000 | 64,000,000 | 97,454,000 | 131,842,000 |
| Noninterest income | 6,647,000 | 13,123,000 | 20,370,000 | 27,464,000 |
| Noninterest expense | 25,927,000 | 52,598,000 | 79,411,000 | 106,988,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 12,078,000 | 24,525,000 | 38,263,000 | 52,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,078,000 | 24,525,000 | 38,263,000 | 52,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 394,199,000 | 403,775,000 | 391,455,000 | 402,049,000 |
| Total capital | 420,827,000 | 429,962,000 | 417,787,000 | 427,998,000 |
| Risk-weighted assets | 2,585,003,000 | 2,622,120,000 | 2,585,278,000 | 2,559,476,000 |
Machine access — free, no API key
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