Call reports 2021
RCB BANK — 2021
What RCB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,793,602,000 | 3,797,503,000 | 3,786,626,000 | 4,129,644,000 |
| Total loans | 2,119,845,000 | 2,116,901,000 | 2,057,005,000 | 2,169,249,000 |
| Allowance for loan losses | 25,979,000 | 26,414,000 | 26,608,000 | 26,654,000 |
| Securities available for sale | 702,928,000 | 687,831,000 | 730,447,000 | 799,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,363,385,000 | 3,374,526,000 | 3,352,607,000 | 3,706,411,000 |
| Interest-bearing deposits | 2,383,335,000 | 2,395,632,000 | 2,352,292,000 | 2,597,265,000 |
| Noninterest-bearing deposits | 980,049,000 | 978,894,000 | 1,000,315,000 | 1,109,146,000 |
| Equity capital | 383,583,000 | 377,166,000 | 381,532,000 | 376,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 29,822,000 | 55,892,000 | 80,231,000 | 105,830,000 |
| Interest expense | 2,278,000 | 4,441,000 | 6,148,000 | 7,747,000 |
| Net interest income | 27,544,000 | 51,451,000 | 74,083,000 | 98,083,000 |
| Noninterest income | 6,827,000 | 13,627,000 | 20,436,000 | 29,162,000 |
| Noninterest expense | 21,491,000 | 42,711,000 | 64,411,000 | 87,065,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,085,000 | 1,269,000 |
| Pretax income | 12,446,000 | 21,963,000 | 31,344,000 | 41,344,000 |
| Income tax | 181,000 | 633,000 | 1,062,000 | 1,731,000 |
| Net income | 12,265,000 | 21,330,000 | 30,282,000 | 39,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,704,000 | 296,642,000 | 299,884,000 | 287,366,000 |
| Total capital | 324,683,000 | 323,056,000 | 326,492,000 | 314,020,000 |
| Risk-weighted assets | 2,267,024,000 | 2,313,806,000 | 2,272,683,000 | 2,385,092,000 |
Machine access — free, no API key
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