Call reports 2020
RCB BANK — 2020
What RCB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,196,501,000 | 3,531,684,000 | 3,519,648,000 | 3,650,232,000 |
| Total loans | 1,977,479,000 | 2,193,065,000 | 2,205,005,000 | 2,126,514,000 |
| Allowance for loan losses | 22,369,000 | 22,866,000 | 24,288,000 | 25,584,000 |
| Securities available for sale | 719,928,000 | 680,238,000 | 679,339,000 | 665,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,786,901,000 | 3,111,809,000 | 3,089,944,000 | 3,226,902,000 |
| Interest-bearing deposits | 2,129,778,000 | 2,264,981,000 | 2,243,924,000 | 2,339,336,000 |
| Noninterest-bearing deposits | 657,122,000 | 846,828,000 | 846,019,000 | 887,566,000 |
| Equity capital | 369,475,000 | 369,210,000 | 375,568,000 | 378,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,148,000 | 60,996,000 | 88,370,000 | 115,408,000 |
| Interest expense | 4,336,000 | 7,545,000 | 10,366,000 | 12,868,000 |
| Net interest income | 24,812,000 | 53,451,000 | 78,004,000 | 102,540,000 |
| Noninterest income | 6,219,000 | 12,368,000 | 19,510,000 | 26,632,000 |
| Noninterest expense | 22,030,000 | 43,987,000 | 65,843,000 | 86,521,000 |
| Provision for loan losses | 400,000 | 1,900,000 | 3,400,000 | 4,900,000 |
| Pretax income | 8,615,000 | 19,965,000 | 28,303,000 | 38,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,615,000 | 19,965,000 | 28,303,000 | 38,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,899,000 | 280,963,000 | 284,364,000 | 289,342,000 |
| Total capital | 304,268,000 | 303,829,000 | 308,652,000 | 314,926,000 |
| Risk-weighted assets | 2,238,158,000 | 2,274,809,000 | 2,286,031,000 | 2,276,415,000 |
Machine access — free, no API key
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