Call reports 2019
RCB BANK — 2019
What RCB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,856,368,000 | 3,155,682,000 | 3,119,524,000 | 3,176,415,000 |
| Total loans | 1,769,497,000 | 1,949,183,000 | 1,898,993,000 | 1,956,254,000 |
| Allowance for loan losses | 21,749,000 | 21,733,000 | 22,020,000 | 22,080,000 |
| Securities available for sale | 698,417,000 | 747,584,000 | 742,566,000 | 750,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,554,611,000 | 2,782,823,000 | 2,728,275,000 | 2,783,192,000 |
| Interest-bearing deposits | 1,940,192,000 | 2,125,357,000 | 2,075,442,000 | 2,140,474,000 |
| Noninterest-bearing deposits | 614,418,000 | 657,467,000 | 652,833,000 | 642,718,000 |
| Equity capital | 261,987,000 | 333,018,000 | 342,621,000 | 351,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 26,718,000 | 61,658,000 | 92,135,000 | 121,529,000 |
| Interest expense | 4,707,000 | 10,886,000 | 16,242,000 | 20,981,000 |
| Net interest income | 22,011,000 | 50,772,000 | 75,893,000 | 100,548,000 |
| Noninterest income | 5,408,000 | 12,264,000 | 18,912,000 | 26,254,000 |
| Noninterest expense | 19,649,000 | 43,385,000 | 64,963,000 | 85,005,000 |
| Provision for loan losses | 450,000 | 1,050,000 | 1,500,000 | 1,800,000 |
| Pretax income | 7,320,000 | 18,618,000 | 28,463,000 | 40,118,000 |
| Income tax | 0 | 24,000 | 24,000 | 24,000 |
| Net income | 7,320,000 | 18,594,000 | 28,439,000 | 40,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,441,000 | 262,688,000 | 268,939,000 | 276,947,000 |
| Total capital | 250,190,000 | 284,421,000 | 290,959,000 | 299,027,000 |
| Risk-weighted assets | 1,990,268,000 | 2,206,426,000 | 2,173,167,000 | 2,243,245,000 |