Call reports 2017
RCB BANK — 2017
What RCB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,828,131,000 | 2,806,242,000 | 2,749,882,000 | 2,794,779,000 |
| Total loans | 1,641,981,000 | 1,690,822,000 | 1,728,453,000 | 1,744,825,000 |
| Allowance for loan losses | 18,659,000 | 19,129,000 | 19,500,000 | 19,859,000 |
| Securities available for sale | 843,343,000 | 836,521,000 | 784,486,000 | 759,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,491,734,000 | 2,469,701,000 | 2,398,093,000 | 2,470,431,000 |
| Interest-bearing deposits | 1,895,100,000 | 1,881,943,000 | 1,828,719,000 | 1,903,232,000 |
| Noninterest-bearing deposits | 596,634,000 | 587,758,000 | 569,373,000 | 567,199,000 |
| Equity capital | 258,671,000 | 272,118,000 | 274,569,000 | 273,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 23,580,000 | 47,690,000 | 72,052,000 | 96,297,000 |
| Interest expense | 1,940,000 | 4,014,000 | 6,387,000 | 8,865,000 |
| Net interest income | 21,640,000 | 43,676,000 | 65,665,000 | 87,432,000 |
| Noninterest income | 6,041,000 | 12,405,000 | 19,089,000 | 24,540,000 |
| Noninterest expense | 18,598,000 | 37,698,000 | 57,135,000 | 76,011,000 |
| Provision for loan losses | 578,000 | 1,166,000 | 1,891,000 | 2,416,000 |
| Pretax income | 8,505,000 | 17,525,000 | 26,518,000 | 34,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,505,000 | 17,525,000 | 26,518,000 | 34,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,600,000 | 224,773,000 | 229,846,000 | 234,669,000 |
| Total capital | 237,259,000 | 243,902,000 | 249,346,000 | 254,528,000 |
| Risk-weighted assets | 1,922,097,000 | 1,932,554,000 | 1,949,327,000 | 1,963,513,000 |