Call reports 2015
RCB BANK — 2015
What RCB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,535,822,000 | 2,478,939,000 | 2,453,689,000 | 2,494,748,000 |
| Total loans | 1,329,676,000 | 1,353,515,000 | 1,354,540,000 | 1,383,634,000 |
| Allowance for loan losses | 16,730,000 | 17,051,000 | 17,187,000 | 17,137,000 |
| Securities available for sale | 867,935,000 | 871,101,000 | 864,236,000 | 845,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,196,532,000 | 2,149,279,000 | 2,121,783,000 | 2,172,974,000 |
| Interest-bearing deposits | 1,703,875,000 | 1,678,611,000 | 1,626,478,000 | 1,660,645,000 |
| Noninterest-bearing deposits | 492,657,000 | 470,668,000 | 495,304,000 | 512,328,000 |
| Equity capital | 240,106,000 | 239,641,000 | 245,788,000 | 249,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,455,000 | 40,852,000 | 61,514,000 | 82,537,000 |
| Interest expense | 2,171,000 | 4,311,000 | 6,370,000 | 8,271,000 |
| Net interest income | 18,284,000 | 36,541,000 | 55,144,000 | 74,266,000 |
| Noninterest income | 4,838,000 | 10,298,000 | 16,016,000 | 21,277,000 |
| Noninterest expense | 15,775,000 | 31,986,000 | 48,228,000 | 64,349,000 |
| Provision for loan losses | 495,000 | 1,005,000 | 1,215,000 | 1,425,000 |
| Pretax income | 6,842,000 | 14,334,000 | 22,235,000 | 30,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,842,000 | 14,334,000 | 22,235,000 | 30,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,228,000 | 192,966,000 | 197,814,000 | 203,131,000 |
| Total capital | 204,958,000 | 210,017,000 | 215,001,000 | 220,268,000 |
| Risk-weighted assets | 1,572,737,000 | 1,580,731,000 | 1,591,804,000 | 1,646,760,000 |
Machine access — free, no API key
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