Call reports 2008
RCB BANK — 2008
What RCB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,209,166,000 | 1,189,161,000 | 1,200,588,000 | 1,297,354,000 |
| Total loans | 584,860,000 | 608,183,000 | 637,731,000 | 665,197,000 |
| Allowance for loan losses | 9,499,000 | 9,691,000 | 10,027,000 | 11,104,000 |
| Securities available for sale | 429,778,000 | 429,304,000 | 418,621,000 | 417,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,312,000 | 1,033,178,000 | 1,033,312,000 | 1,113,076,000 |
| Interest-bearing deposits | 850,501,000 | 834,531,000 | 846,579,000 | 897,083,000 |
| Noninterest-bearing deposits | 194,811,000 | 198,647,000 | 186,733,000 | 215,993,000 |
| Equity capital | 121,280,000 | 114,024,000 | 122,735,000 | 131,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,666,000 | 33,044,000 | 49,472,000 | 65,681,000 |
| Interest expense | 6,852,000 | 12,652,000 | 18,365,000 | 23,819,000 |
| Net interest income | 9,814,000 | 20,392,000 | 31,107,000 | 41,862,000 |
| Noninterest income | 3,248,000 | 6,867,000 | 10,324,000 | 13,818,000 |
| Noninterest expense | 8,347,000 | 17,174,000 | 25,799,000 | 34,227,000 |
| Provision for loan losses | 140,000 | 490,000 | 940,000 | 2,140,000 |
| Pretax income | 4,619,000 | 9,780,000 | 14,906,000 | 19,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,619,000 | 9,780,000 | 14,906,000 | 19,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,150,000 | 86,378,000 | 88,870,000 | 91,511,000 |
| Total capital | 91,685,000 | 95,104,000 | 97,919,000 | 100,947,000 |
| Risk-weighted assets | 681,876,000 | 697,106,000 | 722,977,000 | 760,479,000 |
Machine access — free, no API key
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