Call reports 2005
RCB BANK — 2005
What RCB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 706,257,000 | 707,777,000 | 710,121,000 | 729,883,000 |
| Total loans | 311,876,000 | 317,670,000 | 329,129,000 | 332,775,000 |
| Allowance for loan losses | 6,313,000 | 6,237,000 | 6,088,000 | 5,990,000 |
| Securities available for sale | 341,568,000 | 343,626,000 | 334,848,000 | 332,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,747,000 | 550,075,000 | 550,432,000 | 582,550,000 |
| Interest-bearing deposits | 449,315,000 | 440,016,000 | 434,844,000 | 461,727,000 |
| Noninterest-bearing deposits | 112,432,000 | 110,059,000 | 115,588,000 | 120,823,000 |
| Equity capital | 84,811,000 | 88,308,000 | 89,770,000 | 90,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,699,000 | 17,692,000 | 26,904,000 | 36,385,000 |
| Interest expense | 2,447,000 | 5,093,000 | 8,034,000 | 11,282,000 |
| Net interest income | 6,252,000 | 12,599,000 | 18,870,000 | 25,103,000 |
| Noninterest income | 2,014,000 | 4,168,000 | 6,459,000 | 8,693,000 |
| Noninterest expense | 4,626,000 | 9,403,000 | 14,180,000 | 18,803,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 12,000 |
| Pretax income | 3,691,000 | 7,457,000 | 11,290,000 | 15,125,000 |
| Income tax | 1,151,000 | 2,258,000 | 3,392,000 | 4,379,000 |
| Net income | 2,540,000 | 5,199,000 | 7,898,000 | 10,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,620,000 | 86,779,000 | 89,478,000 | 91,826,000 |
| Total capital | 89,113,000 | 91,310,000 | 94,110,000 | 96,657,000 |
| Risk-weighted assets | 357,632,000 | 360,780,000 | 369,133,000 | 385,336,000 |
Machine access — free, no API key
Every figure shown here about RCB BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.