Call reports 2015
STATE BANK OF CHITTENANGO — 2015
What STATE BANK OF CHITTENANGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 245,115,000 | 234,015,000 | 226,436,000 |
| Total loans | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 |
| Securities available for sale | 129,305,000 | 122,318,000 | 115,908,000 |
| Securities held to maturity | 114,171,000 | 110,017,000 | 106,927,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 221,926,000 | 199,373,000 | 200,722,000 |
| Interest-bearing deposits | 218,328,000 | 194,455,000 | 187,932,000 |
| Noninterest-bearing deposits | 3,598,000 | 4,918,000 | 12,790,000 |
| Equity capital | 20,416,000 | 20,621,000 | 21,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,342,000 | 2,727,000 | 4,028,000 |
| Interest expense | 152,000 | 293,000 | 396,000 |
| Net interest income | 1,190,000 | 2,434,000 | 3,632,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 42,000 | 87,000 | 137,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,202,000 | 2,562,000 | 3,741,000 |
| Income tax | 329,000 | 718,000 | 1,081,000 |
| Net income | 873,000 | 1,844,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 21,050,000 | 22,022,000 | 22,838,000 |
| Total capital | 21,050,000 | 22,022,000 | 22,838,000 |
| Risk-weighted assets | 44,785,000 | 42,804,000 | 43,015,000 |