Call reports 2013
STATE BANK OF CHITTENANGO — 2013
What STATE BANK OF CHITTENANGO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,330,000 | 147,043,000 | 150,438,000 | 186,883,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 124,342,000 | 117,806,000 | 110,344,000 | 82,277,000 |
| Securities held to maturity | 30,095,000 | 28,495,000 | 24,654,000 | 101,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,313,000 | 111,070,000 | 132,074,000 | 145,375,000 |
| Interest-bearing deposits | 133,964,000 | 109,090,000 | 121,216,000 | 140,840,000 |
| Noninterest-bearing deposits | 2,349,000 | 1,980,000 | 10,858,000 | 4,535,000 |
| Equity capital | 17,569,000 | 15,747,000 | 14,950,000 | 14,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,811,000 | 2,711,000 | 3,855,000 |
| Interest expense | 116,000 | 250,000 | 353,000 | 507,000 |
| Net interest income | 771,000 | 1,561,000 | 2,358,000 | 3,348,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 41,000 | 87,000 | 131,000 | 166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 733,000 | 1,476,000 | 2,253,000 | 3,208,000 |
| Income tax | 195,000 | 392,000 | 599,000 | 803,000 |
| Net income | 538,000 | 1,084,000 | 1,654,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,452,000 | 15,999,000 | 16,569,000 | 17,134,000 |
| Total capital | 15,452,000 | 15,999,000 | 16,569,000 | 17,134,000 |
| Risk-weighted assets | 29,650,000 | 25,933,000 | 40,276,000 | 36,845,000 |