Call reports 2012
STATE BANK OF CHITTENANGO — 2012
What STATE BANK OF CHITTENANGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,039,000 | 145,638,000 | 146,653,000 | 133,436,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 118,790,000 | 117,740,000 | 105,571,000 | 110,168,000 |
| Securities held to maturity | 38,607,000 | 27,132,000 | 24,429,000 | 22,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,895,000 | 112,611,000 | 125,440,000 | 105,770,000 |
| Interest-bearing deposits | 141,639,000 | 109,870,000 | 118,441,000 | 104,068,000 |
| Noninterest-bearing deposits | 2,256,000 | 2,741,000 | 6,999,000 | 1,702,000 |
| Equity capital | 14,817,000 | 16,233,000 | 16,854,000 | 17,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,092,000 | 2,971,000 | 3,815,000 |
| Interest expense | 169,000 | 340,000 | 474,000 | 622,000 |
| Net interest income | 892,000 | 1,752,000 | 2,497,000 | 3,193,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 43,000 | 88,000 | 129,000 | 170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 936,000 | 1,751,000 | 2,499,000 | 3,287,000 |
| Income tax | 258,000 | 482,000 | 687,000 | 868,000 |
| Net income | 678,000 | 1,269,000 | 1,812,000 | 2,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,174,000 | 13,763,000 | 14,307,000 | 14,915,000 |
| Total capital | 13,174,000 | 13,763,000 | 14,307,000 | 14,915,000 |
| Risk-weighted assets | 30,664,000 | 25,035,000 | 38,084,000 | 21,657,000 |