Call reports 2011
STATE BANK OF CHITTENANGO — 2011
What STATE BANK OF CHITTENANGO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,935,000 | 153,587,000 | 161,298,000 | 149,630,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 138,234,000 | 125,406,000 | 120,523,000 | 109,536,000 |
| Securities held to maturity | 19,638,000 | 27,080,000 | 39,633,000 | 39,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,111,000 | 127,199,000 | 129,740,000 | 118,878,000 |
| Interest-bearing deposits | 140,400,000 | 125,647,000 | 127,071,000 | 116,913,000 |
| Noninterest-bearing deposits | 1,711,000 | 1,552,000 | 2,669,000 | 1,965,000 |
| Equity capital | 9,118,000 | 11,777,000 | 13,745,000 | 14,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,316,000 | 3,406,000 | 4,468,000 |
| Interest expense | 288,000 | 510,000 | 693,000 | 885,000 |
| Net interest income | 807,000 | 1,806,000 | 2,713,000 | 3,583,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 67,000 | 112,000 | 169,000 | 203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 745,000 | 1,835,000 | 2,778,000 | 3,639,000 |
| Income tax | 247,000 | 597,000 | 778,000 | 1,006,000 |
| Net income | 498,000 | 1,238,000 | 2,000,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,360,000 | 11,100,000 | 11,862,000 | 12,495,000 |
| Total capital | 10,360,000 | 11,100,000 | 11,862,000 | 12,495,000 |
| Risk-weighted assets | 29,629,000 | 27,524,000 | 29,256,000 | 26,497,000 |