Call reports 2022
EAGLE ROCK BANK — 2022
What EAGLE ROCK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 147,681,000 | 155,419,000 | 174,759,000 | 186,877,000 |
| Total loans | 119,065,000 | 126,547,000 | 143,218,000 | 151,155,000 |
| Allowance for loan losses | 1,413,000 | 1,493,000 | 1,576,000 | 1,573,000 |
| Securities available for sale | 12,929,000 | 13,371,000 | 13,285,000 | 15,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,552,000 | 115,456,000 | 131,812,000 | 143,052,000 |
| Interest-bearing deposits | 79,582,000 | 83,580,000 | 97,246,000 | 108,913,000 |
| Noninterest-bearing deposits | 32,970,000 | 31,876,000 | 34,566,000 | 34,139,000 |
| Equity capital | 19,243,000 | 19,032,000 | 18,850,000 | 19,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,959,000 | 4,988,000 | 7,168,000 |
| Interest expense | 142,000 | 299,000 | 565,000 | 1,021,000 |
| Net interest income | 1,227,000 | 2,660,000 | 4,423,000 | 6,147,000 |
| Noninterest income | 93,000 | 191,000 | 284,000 | 413,000 |
| Noninterest expense | 962,000 | 2,003,000 | 3,213,000 | 4,849,000 |
| Provision for loan losses | 75,000 | 157,000 | 248,000 | 247,000 |
| Pretax income | 283,000 | 689,000 | 1,223,000 | 1,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 689,000 | 1,223,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,783,000 | 20,189,000 | 20,723,000 | 20,968,000 |
| Total capital | 21,196,000 | 21,682,000 | 22,299,000 | 22,541,000 |
| Risk-weighted assets | 123,359,000 | 129,409,000 | 148,885,000 | 161,149,000 |