Call reports 2020
EAGLE ROCK BANK — 2020
What EAGLE ROCK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 120,870,000 | 132,226,000 | 131,652,000 | 132,909,000 |
| Total loans | 89,020,000 | 104,059,000 | 102,675,000 | 101,163,000 |
| Allowance for loan losses | 1,132,000 | 1,194,000 | 1,133,000 | 1,153,000 |
| Securities available for sale | 5,075,000 | 4,967,000 | 5,016,000 | 8,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,002,000 | 100,386,000 | 99,596,000 | 100,625,000 |
| Interest-bearing deposits | 70,358,000 | 70,863,000 | 71,106,000 | 70,064,000 |
| Noninterest-bearing deposits | 19,644,000 | 29,523,000 | 28,490,000 | 30,561,000 |
| Equity capital | 13,401,000 | 14,393,000 | 14,684,000 | 14,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 3,380,000 | 4,694,000 | 5,939,000 |
| Interest expense | 317,000 | 592,000 | 848,000 | 1,073,000 |
| Net interest income | 1,068,000 | 2,788,000 | 3,846,000 | 4,866,000 |
| Noninterest income | 98,000 | 268,000 | 346,000 | 563,000 |
| Noninterest expense | 858,000 | 1,748,000 | 2,566,000 | 3,496,000 |
| Provision for loan losses | 130,000 | 185,000 | 215,000 | 235,000 |
| Pretax income | 178,000 | 1,123,000 | 1,411,000 | 1,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 1,123,000 | 1,411,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,708,000 | 13,653,000 | 13,941,000 | 14,228,000 |
| Total capital | 13,840,000 | 14,847,000 | 15,074,000 | 15,381,000 |
| Risk-weighted assets | 100,910,000 | 98,433,000 | 99,792,000 | 101,671,000 |
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