Call reports 2019
EAGLE ROCK BANK — 2019
What EAGLE ROCK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,232,000 | 103,397,000 | 114,600,000 | 116,712,000 |
| Total loans | 81,775,000 | 86,322,000 | 90,006,000 | 88,939,000 |
| Allowance for loan losses | 934,000 | 965,000 | 990,000 | 1,000,000 |
| Securities available for sale | 3,631,000 | 3,421,000 | 4,244,000 | 5,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,366,000 | 75,504,000 | 87,284,000 | 88,037,000 |
| Interest-bearing deposits | 53,196,000 | 60,461,000 | 69,560,000 | 63,500,000 |
| Noninterest-bearing deposits | 16,170,000 | 15,043,000 | 17,724,000 | 24,537,000 |
| Equity capital | 12,114,000 | 12,435,000 | 12,831,000 | 13,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,518,000 | 3,882,000 | 5,258,000 |
| Interest expense | 250,000 | 549,000 | 892,000 | 1,230,000 |
| Net interest income | 988,000 | 1,969,000 | 2,990,000 | 4,028,000 |
| Noninterest income | 77,000 | 203,000 | 310,000 | 409,000 |
| Noninterest expense | 748,000 | 1,541,000 | 2,270,000 | 3,102,000 |
| Provision for loan losses | 10,000 | 40,000 | 50,000 | 58,000 |
| Pretax income | 307,000 | 592,000 | 981,000 | 1,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 592,000 | 981,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,559,000 | 11,843,000 | 12,232,000 | 12,530,000 |
| Total capital | 12,493,000 | 12,808,000 | 13,222,000 | 13,530,000 |
| Risk-weighted assets | 88,640,000 | 92,324,000 | 98,577,000 | 100,129,000 |