Call reports 2018
EAGLE ROCK BANK — 2018
What EAGLE ROCK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 87,119,000 | 88,621,000 | 93,980,000 | 97,180,000 |
| Total loans | 66,738,000 | 74,169,000 | 77,521,000 | 80,547,000 |
| Allowance for loan losses | 897,000 | 924,000 | 940,000 | 981,000 |
| Securities available for sale | 3,022,000 | 2,887,000 | 3,796,000 | 3,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,402,000 | 64,462,000 | 70,640,000 | 74,041,000 |
| Interest-bearing deposits | 52,763,000 | 50,270,000 | 54,486,000 | 57,314,000 |
| Noninterest-bearing deposits | 14,639,000 | 14,192,000 | 16,154,000 | 16,727,000 |
| Equity capital | 9,646,000 | 9,994,000 | 10,277,000 | 10,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 2,166,000 | 3,273,000 | 4,486,000 |
| Interest expense | 158,000 | 338,000 | 557,000 | 798,000 |
| Net interest income | 788,000 | 1,828,000 | 2,716,000 | 3,688,000 |
| Noninterest income | 46,000 | 108,000 | 190,000 | 283,000 |
| Noninterest expense | 672,000 | 1,417,000 | 2,077,000 | 2,768,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 162,000 | 519,000 | 829,000 | 1,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 519,000 | 829,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,151,000 | 9,508,000 | 9,818,000 | 10,152,000 |
| Total capital | 10,048,000 | 10,432,000 | 10,758,000 | 11,133,000 |
| Risk-weighted assets | 72,780,000 | 78,497,000 | 81,927,000 | 85,210,000 |