Call reports 2017
EAGLE ROCK BANK — 2017
What EAGLE ROCK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,623,000 | 76,485,000 | 80,898,000 | 82,636,000 |
| Total loans | 60,471,000 | 62,488,000 | 67,445,000 | 68,618,000 |
| Allowance for loan losses | 830,000 | 856,000 | 892,000 | 894,000 |
| Securities available for sale | 2,698,000 | 3,591,000 | 3,443,000 | 3,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,831,000 | 60,944,000 | 61,855,000 | 62,771,000 |
| Interest-bearing deposits | 46,276,000 | 47,111,000 | 48,148,000 | 47,382,000 |
| Noninterest-bearing deposits | 15,555,000 | 13,833,000 | 13,707,000 | 15,389,000 |
| Equity capital | 7,731,000 | 9,008,000 | 9,289,000 | 9,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,760,000 | 2,705,000 | 3,714,000 |
| Interest expense | 106,000 | 220,000 | 351,000 | 496,000 |
| Net interest income | 723,000 | 1,540,000 | 2,354,000 | 3,218,000 |
| Noninterest income | 70,000 | 132,000 | 210,000 | 278,000 |
| Noninterest expense | 616,000 | 1,237,000 | 1,845,000 | 2,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 435,000 | 719,000 | 1,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 435,000 | 719,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,154,000 | 8,412,000 | 8,696,000 | 8,989,000 |
| Total capital | 7,889,000 | 9,192,000 | 9,570,000 | 9,883,000 |
| Risk-weighted assets | 58,734,000 | 62,341,000 | 69,874,000 | 72,254,000 |