Call reports 2016
EAGLE ROCK BANK — 2016
What EAGLE ROCK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,741,000 | 64,556,000 | 70,541,000 | 72,301,000 |
| Total loans | 50,819,000 | 51,514,000 | 57,525,000 | 60,742,000 |
| Allowance for loan losses | 709,000 | 726,000 | 806,000 | 819,000 |
| Securities available for sale | 4,279,000 | 3,085,000 | 2,934,000 | 2,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,709,000 | 53,261,000 | 56,521,000 | 58,567,000 |
| Interest-bearing deposits | 41,938,000 | 42,766,000 | 43,680,000 | 45,015,000 |
| Noninterest-bearing deposits | 11,771,000 | 10,495,000 | 12,841,000 | 13,552,000 |
| Equity capital | 6,953,000 | 7,212,000 | 7,451,000 | 7,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,491,000 | 2,304,000 | 3,143,000 |
| Interest expense | 76,000 | 156,000 | 247,000 | 348,000 |
| Net interest income | 638,000 | 1,335,000 | 2,057,000 | 2,795,000 |
| Noninterest income | 73,000 | 210,000 | 276,000 | 329,000 |
| Noninterest expense | 596,000 | 1,195,000 | 1,749,000 | 2,375,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 99,000 | 344,000 | 578,000 | 743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 344,000 | 578,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,333,000 | 6,578,000 | 6,812,000 | 6,977,000 |
| Total capital | 6,903,000 | 7,181,000 | 7,506,000 | 7,696,000 |
| Risk-weighted assets | 45,497,000 | 48,096,000 | 55,379,000 | 57,434,000 |