Call reports 2015
EAGLE ROCK BANK — 2015
What EAGLE ROCK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,085,000 | 54,036,000 | 57,876,000 | 59,098,000 |
| Total loans | 42,287,000 | 42,316,000 | 45,310,000 | 46,282,000 |
| Allowance for loan losses | 554,000 | 639,000 | 651,000 | 672,000 |
| Securities available for sale | 2,721,000 | 3,106,000 | 2,986,000 | 3,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,088,000 | 46,002,000 | 49,731,000 | 50,199,000 |
| Interest-bearing deposits | 38,203,000 | 36,990,000 | 39,707,000 | 39,240,000 |
| Noninterest-bearing deposits | 8,885,000 | 9,012,000 | 10,024,000 | 10,959,000 |
| Equity capital | 5,918,000 | 5,961,000 | 6,077,000 | 6,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,307,000 | 1,970,000 | 2,648,000 |
| Interest expense | 66,000 | 131,000 | 198,000 | 265,000 |
| Net interest income | 595,000 | 1,176,000 | 1,772,000 | 2,383,000 |
| Noninterest income | 70,000 | 148,000 | 222,000 | 299,000 |
| Noninterest expense | 563,000 | 1,147,000 | 1,716,000 | 2,310,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 18,000 |
| Pretax income | 102,000 | 177,000 | 272,000 | 354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 177,000 | 272,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,283,000 | 5,359,000 | 5,453,000 | 6,234,000 |
| Total capital | 5,749,000 | 5,859,000 | 5,971,000 | 6,747,000 |
| Risk-weighted assets | 37,166,000 | 39,987,000 | 41,459,000 | 40,847,000 |