Call reports 2012
EAGLE ROCK BANK — 2012
What EAGLE ROCK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,582,000 | 53,158,000 | 54,121,000 | 56,069,000 |
| Total loans | 35,812,000 | 35,442,000 | 34,978,000 | 36,027,000 |
| Allowance for loan losses | 730,000 | 679,000 | 694,000 | 694,000 |
| Securities available for sale | 4,701,000 | 3,921,000 | 3,610,000 | 3,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,402,000 | 48,031,000 | 48,948,000 | 50,924,000 |
| Interest-bearing deposits | 40,429,000 | 40,109,000 | 40,665,000 | 41,515,000 |
| Noninterest-bearing deposits | 5,973,000 | 7,922,000 | 8,283,000 | 9,409,000 |
| Equity capital | 5,005,000 | 5,003,000 | 5,031,000 | 5,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,265,000 | 1,880,000 | 2,517,000 |
| Interest expense | 122,000 | 239,000 | 346,000 | 441,000 |
| Net interest income | 501,000 | 1,026,000 | 1,534,000 | 2,076,000 |
| Noninterest income | 96,000 | 208,000 | 373,000 | 542,000 |
| Noninterest expense | 688,000 | 1,330,000 | 2,013,000 | 2,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -91,000 | -77,000 | -87,000 | -46,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -91,000 | -77,000 | -87,000 | -46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,250,000 | 4,269,000 | 4,264,000 | 4,310,000 |
| Total capital | 4,715,000 | 4,726,000 | 4,706,000 | 4,773,000 |
| Risk-weighted assets | 36,962,000 | 36,375,000 | 35,126,000 | 36,819,000 |