Call reports 2026
GRANITE BANK — 2026
What GRANITE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 346,878,000 | 353,169,000 |
| Total loans | 308,567,000 | 313,785,000 |
| Allowance for loan losses | 2,037,000 | 2,086,000 |
| Securities available for sale | 14,363,000 | 13,725,000 |
| Securities held to maturity | 2,083,000 | 1,999,000 |
| Trading assets | 0 | 0 |
| Total deposits | 297,419,000 | 289,318,000 |
| Interest-bearing deposits | 224,733,000 | 217,098,000 |
| Noninterest-bearing deposits | 72,686,000 | 72,220,000 |
| Equity capital | 30,173,000 | 31,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,751,000 | 11,490,000 |
| Interest expense | 1,961,000 | 3,934,000 |
| Net interest income | 3,790,000 | 7,556,000 |
| Noninterest income | 10,923,000 | 24,703,000 |
| Noninterest expense | 13,092,000 | 28,660,000 |
| Provision for loan losses | 155,000 | 260,000 |
| Pretax income | 1,466,000 | 3,339,000 |
| Income tax | 444,000 | 948,000 |
| Net income | 1,022,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,282,000 | 29,436,000 |
| Total capital | 30,353,000 | 31,556,000 |
| Risk-weighted assets | 288,411,000 | 297,087,000 |