Call report 2025Q1
GRANITE BANK — 2025Q1
The 22 measures GRANITE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,468,000 | USD | evidence → |
| Total loans | 271,182,000 | USD | evidence → |
| Allowance for loan losses | 1,810,000 | USD | evidence → |
| Securities available for sale | 17,566,000 | USD | evidence → |
| Securities held to maturity | 2,413,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 272,732,000 | USD | evidence → |
| Interest-bearing deposits | 200,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,843,000 | USD | evidence → |
| Equity capital | 27,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,939,000 | USD | evidence → |
| Interest expense | 1,850,000 | USD | evidence → |
| Net interest income | 3,089,000 | USD | evidence → |
| Noninterest income | 4,852,000 | USD | evidence → |
| Noninterest expense | 7,077,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 804,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 581,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,649,000 | USD | evidence → |
| Total capital | 27,493,000 | USD | evidence → |
| Risk-weighted assets | 259,352,000 | USD | evidence → |