Call report 2022Q4
GRANITE BANK — 2022Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 239,244,000 | USD | evidence → |
| Total loans | 204,225,000 | USD | evidence → |
| Allowance for loan losses | 1,553,000 | USD | evidence → |
| Securities available for sale | 14,817,000 | USD | evidence → |
| Securities held to maturity | 3,448,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,222,000 | USD | evidence → |
| Interest-bearing deposits | 132,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,262,000 | USD | evidence → |
| Equity capital | 23,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,405,000 | USD | evidence → |
| Interest expense | 563,000 | USD | evidence → |
| Net interest income | 7,842,000 | USD | evidence → |
| Noninterest income | 997,000 | USD | evidence → |
| Noninterest expense | 6,191,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 2,558,000 | USD | evidence → |
| Income tax | 654,000 | USD | evidence → |
| Net income | 1,904,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,848,000 | USD | evidence → |
| Total capital | 23,435,000 | USD | evidence → |
| Risk-weighted assets | 199,778,000 | USD | evidence → |