Call reports 2021
GRANITE BANK — 2021
What GRANITE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,528,000 | 141,979,000 | 134,573,000 | 147,366,000 |
| Total loans | 118,391,000 | 110,220,000 | 108,652,000 | 108,911,000 |
| Allowance for loan losses | 1,378,000 | 1,402,000 | 1,432,000 | 1,464,000 |
| Securities available for sale | 10,009,000 | 15,006,000 | 14,461,000 | 14,195,000 |
| Securities held to maturity | 358,000 | 305,000 | 305,000 | 251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,706,000 | 129,437,000 | 121,485,000 | 134,318,000 |
| Interest-bearing deposits | 81,537,000 | 89,364,000 | 82,960,000 | 89,663,000 |
| Noninterest-bearing deposits | 43,169,000 | 40,073,000 | 38,525,000 | 44,655,000 |
| Equity capital | 11,932,000 | 12,284,000 | 12,748,000 | 12,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,200,000 | 4,888,000 | 6,429,000 |
| Interest expense | 120,000 | 201,000 | 271,000 | 338,000 |
| Net interest income | 1,440,000 | 2,999,000 | 4,617,000 | 6,091,000 |
| Noninterest income | 356,000 | 614,000 | 957,000 | 1,193,000 |
| Noninterest expense | 1,074,000 | 2,140,000 | 3,186,000 | 4,360,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 692,000 | 1,413,000 | 2,298,000 | 2,804,000 |
| Income tax | 176,000 | 354,000 | 592,000 | 713,000 |
| Net income | 516,000 | 1,059,000 | 1,706,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,845,000 | 12,161,000 | 12,632,000 | 12,741,000 |
| Total capital | 13,053,000 | 13,379,000 | 13,903,000 | 14,043,000 |
| Risk-weighted assets | 96,513,000 | 97,274,000 | 101,546,000 | 104,076,000 |
Machine access — free, no API key
Every figure shown here about GRANITE BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.