Call report 2019Q4
GRANITE BANK — 2019Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,972,000 | USD | evidence → |
| Total loans | 98,789,000 | USD | evidence → |
| Allowance for loan losses | 985,000 | USD | evidence → |
| Securities available for sale | 8,402,000 | USD | evidence → |
| Securities held to maturity | 462,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,555,000 | USD | evidence → |
| Interest-bearing deposits | 75,625,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,930,000 | USD | evidence → |
| Equity capital | 10,652,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,739,000 | USD | evidence → |
| Interest expense | 1,197,000 | USD | evidence → |
| Net interest income | 4,542,000 | USD | evidence → |
| Noninterest income | 1,100,000 | USD | evidence → |
| Noninterest expense | 3,809,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,713,000 | USD | evidence → |
| Income tax | 408,000 | USD | evidence → |
| Net income | 1,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,337,000 | USD | evidence → |
| Total capital | 11,322,000 | USD | evidence → |
| Risk-weighted assets | 107,275,000 | USD | evidence → |