Call report 2015Q4
GRANITE BANK — 2015Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,595,000 | USD | evidence → |
| Total loans | 80,819,000 | USD | evidence → |
| Allowance for loan losses | 1,048,000 | USD | evidence → |
| Securities available for sale | 4,810,000 | USD | evidence → |
| Securities held to maturity | 900,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,836,000 | USD | evidence → |
| Interest-bearing deposits | 64,092,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,744,000 | USD | evidence → |
| Equity capital | 8,503,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,151,000 | USD | evidence → |
| Interest expense | 321,000 | USD | evidence → |
| Net interest income | 3,830,000 | USD | evidence → |
| Noninterest income | 509,000 | USD | evidence → |
| Noninterest expense | 3,568,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 681,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,396,000 | USD | evidence → |
| Total capital | 9,444,000 | USD | evidence → |
| Risk-weighted assets | 85,938,000 | USD | evidence → |