Call reports 2009
GRANITE BANK — 2009
What GRANITE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,176,000 | 90,114,000 | 87,250,000 | 84,707,000 |
| Total loans | 71,691,000 | 69,075,000 | 68,476,000 | 67,288,000 |
| Allowance for loan losses | 809,000 | 845,000 | 1,112,000 | 1,129,000 |
| Securities available for sale | 19,229,000 | 16,217,000 | 13,036,000 | 9,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,944,000 | 72,771,000 | 69,340,000 | 67,590,000 |
| Interest-bearing deposits | 64,454,000 | 61,180,000 | 57,401,000 | 54,339,000 |
| Noninterest-bearing deposits | 12,490,000 | 11,591,000 | 11,939,000 | 13,251,000 |
| Equity capital | 7,880,000 | 7,990,000 | 7,704,000 | 7,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,669,000 | 3,890,000 | 5,044,000 |
| Interest expense | 512,000 | 964,000 | 1,344,000 | 1,655,000 |
| Net interest income | 827,000 | 1,705,000 | 2,546,000 | 3,389,000 |
| Noninterest income | 200,000 | 380,000 | 536,000 | 702,000 |
| Noninterest expense | 656,000 | 1,329,000 | 1,965,000 | 2,660,000 |
| Provision for loan losses | 40,000 | 100,000 | 1,032,000 | 1,107,000 |
| Pretax income | 331,000 | 656,000 | 280,000 | 648,000 |
| Income tax | 0 | 3,000 | 0 | 0 |
| Net income | 334,000 | 653,000 | 280,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,591,000 | 7,670,000 | 7,035,000 | 7,402,000 |
| Total capital | 8,400,000 | 8,515,000 | 7,891,000 | 8,237,000 |
| Risk-weighted assets | 78,886,000 | 69,781,000 | 68,221,000 | 66,180,000 |
Machine access — free, no API key
Every figure shown here about GRANITE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.