Call reports 2006
GRANITE BANK — 2006
What GRANITE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 88,868,000 | 89,433,000 | 87,978,000 | 89,074,000 |
| Total loans | 58,324,000 | 60,011,000 | 60,052,000 | 59,319,000 |
| Allowance for loan losses | 591,000 | 595,000 | 607,000 | 594,000 |
| Securities available for sale | 20,873,000 | 19,417,000 | 20,795,000 | 19,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,026,000 | 69,835,000 | 70,127,000 | 71,645,000 |
| Interest-bearing deposits | 57,027,000 | 57,005,000 | 58,092,000 | 57,525,000 |
| Noninterest-bearing deposits | 11,999,000 | 12,830,000 | 12,035,000 | 14,120,000 |
| Equity capital | 6,568,000 | 6,724,000 | 6,945,000 | 7,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,640,000 | 4,126,000 | 5,693,000 |
| Interest expense | 513,000 | 1,093,000 | 1,724,000 | 2,389,000 |
| Net interest income | 766,000 | 1,547,000 | 2,402,000 | 3,304,000 |
| Noninterest income | 197,000 | 451,000 | 679,000 | 864,000 |
| Noninterest expense | 643,000 | 1,325,000 | 2,039,000 | 2,692,000 |
| Provision for loan losses | 19,000 | 38,000 | 56,000 | 75,000 |
| Pretax income | 301,000 | 635,000 | 986,000 | 1,401,000 |
| Income tax | 88,000 | 223,000 | 350,000 | 501,000 |
| Net income | 213,000 | 412,000 | 636,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,811,000 | 7,011,000 | 7,084,000 | 7,323,000 |
| Total capital | 7,402,000 | 7,606,000 | 7,691,000 | 7,917,000 |
| Risk-weighted assets | 68,000,000 | 65,935,000 | 64,422,000 | 66,863,000 |
Machine access — free, no API key
Every figure shown here about GRANITE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.