Call reports 2002
GRANITE BANK — 2002
What GRANITE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,656,000 | 75,049,000 | 75,946,000 | 74,162,000 |
| Total loans | 45,014,000 | 46,179,000 | 48,043,000 | 45,894,000 |
| Allowance for loan losses | 481,000 | 458,000 | 503,000 | 529,000 |
| Securities available for sale | 19,653,000 | 15,821,000 | 16,003,000 | 17,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 6,056,000 | 0 | 0 |
| Total deposits | 53,303,000 | 56,433,000 | 57,700,000 | 56,792,000 |
| Interest-bearing deposits | 45,296,000 | 48,252,000 | 48,725,000 | 48,598,000 |
| Noninterest-bearing deposits | 8,007,000 | 8,181,000 | 8,975,000 | 8,194,000 |
| Equity capital | 5,427,000 | 5,716,000 | 6,059,000 | 6,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,170,000 | 3,319,000 | 4,403,000 |
| Interest expense | 485,000 | 956,000 | 1,391,000 | 1,788,000 |
| Net interest income | 595,000 | 1,214,000 | 1,928,000 | 2,615,000 |
| Noninterest income | 157,000 | 342,000 | 492,000 | 647,000 |
| Noninterest expense | 542,000 | 1,100,000 | 1,658,000 | 2,231,000 |
| Provision for loan losses | 86,000 | 139,000 | 213,000 | 262,000 |
| Pretax income | 172,000 | 376,000 | 612,000 | 840,000 |
| Income tax | 49,000 | 114,000 | 186,000 | 263,000 |
| Net income | 123,000 | 262,000 | 426,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,448,000 | 5,587,000 | 5,751,000 | 5,902,000 |
| Total capital | 5,929,000 | 6,045,000 | 6,254,000 | 6,431,000 |
| Risk-weighted assets | 52,098,000 | 56,556,000 | 56,460,000 | 54,441,000 |
Machine access — free, no API key
Every figure shown here about GRANITE BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.