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Call reports 2001

GRANITE BANK — 2001

What GRANITE BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1c8d3475-2776-47f1-9a7a-61c07816a756/2001

Balance sheet

What the bank holds and owes at quarter end

Measure2001Q12001Q22001Q32001Q4
Total assets72,267,00077,538,00074,953,00073,501,000
Total loans39,295,00043,790,00043,688,00044,078,000
Allowance for loan losses394,000394,000397,000414,000
Securities available for sale27,854,00027,202,00022,236,00017,068,000
Securities held to maturity0000
Trading assets02,007,00003,501,000
Total deposits47,408,00053,611,00054,996,00051,655,000
Interest-bearing deposits40,750,00045,889,00046,521,00043,537,000
Noninterest-bearing deposits6,658,0007,722,0008,475,0008,118,000
Equity capital5,175,0005,395,0005,490,0005,603,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2001Q12001Q22001Q32001Q4
Interest income1,334,0002,665,0003,953,0005,104,000
Interest expense764,0001,533,0002,228,0002,782,000
Net interest income570,0001,132,0001,725,0002,322,000
Noninterest income118,000279,000459,000605,000
Noninterest expense455,000925,0001,446,0001,974,000
Provision for loan losses0010,00050,000
Pretax income240,000493,000752,000926,000
Income tax70,000146,000232,000270,000
Net income170,000347,000520,000656,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2001Q12001Q22001Q32001Q4
Tier 1 capital5,170,0005,352,0005,407,0005,543,000
Total capital5,564,0005,746,0005,804,0005,957,000
Risk-weighted assets44,503,00049,469,00054,751,00058,141,000

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