Call reports 2022
FIRST COMMUNITY BANK XENIA-FLORA — 2022
What FIRST COMMUNITY BANK XENIA-FLORA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,236,000 | 52,252,000 | 54,001,000 | 56,694,000 |
| Total loans | 25,865,000 | 27,243,000 | 28,501,000 | 29,896,000 |
| Allowance for loan losses | 173,000 | 174,000 | 175,000 | 178,000 |
| Securities available for sale | 18,384,000 | 18,077,000 | 20,075,000 | 20,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,994,000 | 45,720,000 | 48,594,000 | 50,849,000 |
| Interest-bearing deposits | 31,735,000 | 32,211,000 | 35,581,000 | 37,298,000 |
| Noninterest-bearing deposits | 13,259,000 | 13,509,000 | 13,013,000 | 13,551,000 |
| Equity capital | 3,876,000 | 3,218,000 | 2,536,000 | 2,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 859,000 | 1,365,000 | 1,929,000 |
| Interest expense | 42,000 | 97,000 | 172,000 | 289,000 |
| Net interest income | 374,000 | 762,000 | 1,193,000 | 1,640,000 |
| Noninterest income | 37,000 | 72,000 | 109,000 | 142,000 |
| Noninterest expense | 247,000 | 558,000 | 816,000 | 1,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 164,000 | 276,000 | 486,000 | 612,000 |
| Income tax | 11,000 | 22,000 | 28,000 | 34,000 |
| Net income | 153,000 | 254,000 | 458,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,187,000 | 5,214,000 | 5,327,000 | 5,447,000 |