Call reports 2018
FIRST COMMUNITY BANK XENIA-FLORA — 2018
What FIRST COMMUNITY BANK XENIA-FLORA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,646,000 | 43,048,000 | 44,277,000 | 43,056,000 |
| Total loans | 25,298,000 | 24,794,000 | 24,533,000 | 25,104,000 |
| Allowance for loan losses | 184,000 | 188,000 | 184,000 | 188,000 |
| Securities available for sale | 11,998,000 | 12,514,000 | 12,637,000 | 13,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,916,000 | 33,639,000 | 36,101,000 | 33,835,000 |
| Interest-bearing deposits | 25,600,000 | 25,043,000 | 26,066,000 | 24,702,000 |
| Noninterest-bearing deposits | 8,316,000 | 8,596,000 | 10,035,000 | 9,133,000 |
| Equity capital | 5,212,000 | 5,283,000 | 4,651,000 | 4,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 866,000 | 1,316,000 | 1,782,000 |
| Interest expense | 56,000 | 123,000 | 205,000 | 286,000 |
| Net interest income | 369,000 | 743,000 | 1,111,000 | 1,496,000 |
| Noninterest income | 45,000 | 86,000 | 122,000 | 167,000 |
| Noninterest expense | 237,000 | 480,000 | 723,000 | 1,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 349,000 | 510,000 | 645,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 168,000 | 340,000 | 501,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,337,000 | 5,434,000 | 4,868,000 | 5,003,000 |
| Total capital | 5,521,000 | 5,622,000 | 5,052,000 | 5,191,000 |
| Risk-weighted assets | 25,401,000 | 24,955,000 | 24,656,000 | 24,511,000 |