Call reports 2017
FIRST COMMUNITY BANK XENIA-FLORA — 2017
What FIRST COMMUNITY BANK XENIA-FLORA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,508,000 | 41,490,000 | 41,520,000 | 41,854,000 |
| Total loans | 25,737,000 | 25,567,000 | 26,073,000 | 26,725,000 |
| Allowance for loan losses | 183,000 | 183,000 | 184,000 | 184,000 |
| Securities available for sale | 10,563,000 | 11,095,000 | 11,183,000 | 10,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,752,000 | 31,587,000 | 31,340,000 | 31,687,000 |
| Interest-bearing deposits | 24,113,000 | 24,232,000 | 24,287,000 | 23,512,000 |
| Noninterest-bearing deposits | 7,639,000 | 7,355,000 | 7,053,000 | 8,175,000 |
| Equity capital | 5,241,000 | 5,385,000 | 5,463,000 | 5,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 824,000 | 1,248,000 | 1,679,000 |
| Interest expense | 43,000 | 91,000 | 141,000 | 194,000 |
| Net interest income | 360,000 | 733,000 | 1,107,000 | 1,485,000 |
| Noninterest income | 39,000 | 83,000 | 123,000 | 159,000 |
| Noninterest expense | 261,000 | 511,000 | 754,000 | 1,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 138,000 | 305,000 | 476,000 | 627,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 131,000 | 298,000 | 469,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,274,000 | 5,355,000 | 5,506,000 |
| Total capital | 5,365,000 | 5,457,000 | 5,539,000 | 5,690,000 |
| Risk-weighted assets | 25,414,000 | 25,314,000 | 25,636,000 | 26,138,000 |