Call reports 2011
FIRST COMMUNITY BANK XENIA-FLORA — 2011
What FIRST COMMUNITY BANK XENIA-FLORA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,981,000 | 34,520,000 | 34,645,000 | 35,222,000 |
| Total loans | 20,821,000 | 21,138,000 | 22,058,000 | 23,653,000 |
| Allowance for loan losses | 171,000 | 169,000 | 169,000 | 169,000 |
| Securities available for sale | 9,965,000 | 9,829,000 | 9,384,000 | 9,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,587,000 | 26,009,000 | 25,891,000 | 25,225,000 |
| Interest-bearing deposits | 20,717,000 | 20,477,000 | 20,047,000 | 19,317,000 |
| Noninterest-bearing deposits | 5,870,000 | 5,532,000 | 5,844,000 | 5,908,000 |
| Equity capital | 4,265,000 | 4,381,000 | 4,626,000 | 4,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 764,000 | 1,157,000 | 1,556,000 |
| Interest expense | 74,000 | 148,000 | 219,000 | 286,000 |
| Net interest income | 305,000 | 616,000 | 938,000 | 1,270,000 |
| Noninterest income | 41,000 | 82,000 | 127,000 | 166,000 |
| Noninterest expense | 213,000 | 458,000 | 669,000 | 952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 240,000 | 396,000 | 484,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 127,000 | 234,000 | 390,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,260,000 | 4,217,000 | 4,298,000 | 4,386,000 |
| Total capital | 4,431,000 | 4,386,000 | 4,467,000 | 4,555,000 |
| Risk-weighted assets | 35,157,000 | 34,535,000 | 34,496,000 | 35,066,000 |