Call reports 2026
OPEN BANK — 2026
What OPEN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,699,382,000 | 2,745,961,000 |
| Total loans | 2,243,757,000 | 2,280,366,000 |
| Allowance for loan losses | 28,406,000 | 28,100,000 |
| Securities available for sale | 209,006,000 | 202,506,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,328,101,000 | 2,369,409,000 |
| Interest-bearing deposits | 1,779,015,000 | 1,812,581,000 |
| Noninterest-bearing deposits | 549,086,000 | 556,828,000 |
| Equity capital | 257,675,000 | 264,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 38,537,000 | 76,730,000 |
| Interest expense | 17,524,000 | 35,159,000 |
| Net interest income | 21,013,000 | 41,571,000 |
| Noninterest income | 4,056,000 | 9,722,000 |
| Noninterest expense | 14,019,000 | 28,629,000 |
| Provision for loan losses | 400,000 | 269,000 |
| Pretax income | 10,614,000 | 22,362,000 |
| Income tax | 2,877,000 | 6,142,000 |
| Net income | 7,737,000 | 16,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 267,961,000 | 274,483,000 |
| Total capital | 296,036,000 | 302,846,000 |
| Risk-weighted assets | 2,245,406,000 | 2,269,034,000 |