Call report 2024Q4
OPEN BANK — 2024Q4
The 22 measures OPEN BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,365,822,000 | USD | evidence → |
| Total loans | 1,961,433,000 | USD | evidence → |
| Allowance for loan losses | 24,796,000 | USD | evidence → |
| Securities available for sale | 185,909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,028,748,000 | USD | evidence → |
| Interest-bearing deposits | 1,520,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 507,874,000 | USD | evidence → |
| Equity capital | 203,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 137,621,000 | USD | evidence → |
| Interest expense | 72,013,000 | USD | evidence → |
| Net interest income | 65,608,000 | USD | evidence → |
| Noninterest income | 16,460,000 | USD | evidence → |
| Noninterest expense | 49,174,000 | USD | evidence → |
| Provision for loan losses | 2,913,000 | USD | evidence → |
| Pretax income | 30,104,000 | USD | evidence → |
| Income tax | 8,305,000 | USD | evidence → |
| Net income | 21,799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 218,675,000 | USD | evidence → |
| Total capital | 242,967,000 | USD | evidence → |
| Risk-weighted assets | 1,943,359,000 | USD | evidence → |