Call report 2023Q4
OPEN BANK — 2023Q4
The 22 measures OPEN BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,147,667,000 | USD | evidence → |
| Total loans | 1,767,640,000 | USD | evidence → |
| Allowance for loan losses | 21,993,000 | USD | evidence → |
| Securities available for sale | 194,249,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,809,210,000 | USD | evidence → |
| Interest-bearing deposits | 1,284,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 525,149,000 | USD | evidence → |
| Equity capital | 190,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 121,665,000 | USD | evidence → |
| Interest expense | 52,978,000 | USD | evidence → |
| Net interest income | 68,687,000 | USD | evidence → |
| Noninterest income | 14,133,000 | USD | evidence → |
| Noninterest expense | 46,777,000 | USD | evidence → |
| Provision for loan losses | 1,582,000 | USD | evidence → |
| Pretax income | 34,440,000 | USD | evidence → |
| Income tax | 9,825,000 | USD | evidence → |
| Net income | 24,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 206,936,000 | USD | evidence → |
| Total capital | 227,773,000 | USD | evidence → |
| Risk-weighted assets | 1,666,908,000 | USD | evidence → |