Call report 2022Q4
OPEN BANK — 2022Q4
The 22 measures OPEN BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,094,205,000 | USD | evidence → |
| Total loans | 1,722,627,000 | USD | evidence → |
| Allowance for loan losses | 19,241,000 | USD | evidence → |
| Securities available for sale | 209,809,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,887,329,000 | USD | evidence → |
| Interest-bearing deposits | 1,180,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 707,116,000 | USD | evidence → |
| Equity capital | 175,035,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 88,212,000 | USD | evidence → |
| Interest expense | 11,301,000 | USD | evidence → |
| Net interest income | 76,911,000 | USD | evidence → |
| Noninterest income | 18,050,000 | USD | evidence → |
| Noninterest expense | 43,952,000 | USD | evidence → |
| Provision for loan losses | 2,976,000 | USD | evidence → |
| Pretax income | 47,602,000 | USD | evidence → |
| Income tax | 13,617,000 | USD | evidence → |
| Net income | 33,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 192,476,000 | USD | evidence → |
| Total capital | 211,980,000 | USD | evidence → |
| Risk-weighted assets | 1,637,748,000 | USD | evidence → |