Call report 2020Q4
OPEN BANK — 2020Q4
The 22 measures OPEN BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,366,793,000 | USD | evidence → |
| Total loans | 1,126,396,000 | USD | evidence → |
| Allowance for loan losses | 15,995,000 | USD | evidence → |
| Securities available for sale | 91,791,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,203,559,000 | USD | evidence → |
| Interest-bearing deposits | 677,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 526,223,000 | USD | evidence → |
| Equity capital | 140,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,655,000 | USD | evidence → |
| Interest expense | 8,292,000 | USD | evidence → |
| Net interest income | 45,363,000 | USD | evidence → |
| Noninterest income | 10,693,000 | USD | evidence → |
| Noninterest expense | 30,894,000 | USD | evidence → |
| Provision for loan losses | 5,961,000 | USD | evidence → |
| Pretax income | 19,280,000 | USD | evidence → |
| Income tax | 5,381,000 | USD | evidence → |
| Net income | 13,899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 139,092,000 | USD | evidence → |
| Total capital | 152,232,000 | USD | evidence → |
| Risk-weighted assets | 1,048,242,000 | USD | evidence → |