Call report 2019Q4
OPEN BANK — 2019Q4
The 22 measures OPEN BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,179,378,000 | USD | evidence → |
| Total loans | 992,238,000 | USD | evidence → |
| Allowance for loan losses | 10,050,000 | USD | evidence → |
| Securities available for sale | 56,549,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,022,929,000 | USD | evidence → |
| Interest-bearing deposits | 726,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 296,499,000 | USD | evidence → |
| Equity capital | 138,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,780,000 | USD | evidence → |
| Interest expense | 14,507,000 | USD | evidence → |
| Net interest income | 44,273,000 | USD | evidence → |
| Noninterest income | 11,353,000 | USD | evidence → |
| Noninterest expense | 31,509,000 | USD | evidence → |
| Provision for loan losses | 1,102,000 | USD | evidence → |
| Pretax income | 23,087,000 | USD | evidence → |
| Income tax | 5,607,000 | USD | evidence → |
| Net income | 17,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 137,703,000 | USD | evidence → |
| Total capital | 147,820,000 | USD | evidence → |
| Risk-weighted assets | 988,359,000 | USD | evidence → |