Call report 2015Q4
OPEN BANK — 2015Q4
The 22 measures OPEN BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 618,718,000 | USD | evidence → |
| Total loans | 512,865,000 | USD | evidence → |
| Allowance for loan losses | 6,390,000 | USD | evidence → |
| Securities available for sale | 43,889,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 519,721,000 | USD | evidence → |
| Interest-bearing deposits | 364,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 155,147,000 | USD | evidence → |
| Equity capital | 72,506,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,192,000 | USD | evidence → |
| Interest expense | 2,689,000 | USD | evidence → |
| Net interest income | 22,503,000 | USD | evidence → |
| Noninterest income | 8,029,000 | USD | evidence → |
| Noninterest expense | 19,802,000 | USD | evidence → |
| Provision for loan losses | 553,000 | USD | evidence → |
| Pretax income | 10,178,000 | USD | evidence → |
| Income tax | 4,188,000 | USD | evidence → |
| Net income | 5,990,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,549,000 | USD | evidence → |
| Total capital | 77,932,000 | USD | evidence → |
| Risk-weighted assets | 509,941,000 | USD | evidence → |