Call report 2014Q4
OPEN BANK — 2014Q4
The 22 measures OPEN BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 530,892,000 | USD | evidence → |
| Total loans | 419,238,000 | USD | evidence → |
| Allowance for loan losses | 5,755,000 | USD | evidence → |
| Securities available for sale | 19,864,000 | USD | evidence → |
| Securities held to maturity | 2,999,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 428,519,000 | USD | evidence → |
| Interest-bearing deposits | 254,070,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,449,000 | USD | evidence → |
| Equity capital | 65,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,260,000 | USD | evidence → |
| Interest expense | 1,540,000 | USD | evidence → |
| Net interest income | 16,720,000 | USD | evidence → |
| Noninterest income | 8,494,000 | USD | evidence → |
| Noninterest expense | 16,595,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 7,619,000 | USD | evidence → |
| Income tax | 3,135,000 | USD | evidence → |
| Net income | 4,484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,063,000 | USD | evidence → |
| Total capital | 70,345,000 | USD | evidence → |
| Risk-weighted assets | 422,022,000 | USD | evidence → |