Call reports 2012
SELECT BANK — 2012
What SELECT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 74,774,000 | 66,119,000 | 58,402,000 |
| Total loans | 58,468,000 | 54,194,000 | 46,220,000 |
| Allowance for loan losses | 1,255,000 | 1,121,000 | 1,036,000 |
| Securities available for sale | 3,703,000 | 2,866,000 | 2,847,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 66,127,000 | 57,306,000 | 49,575,000 |
| Interest-bearing deposits | 61,264,000 | 52,529,000 | 44,394,000 |
| Noninterest-bearing deposits | 4,863,000 | 4,777,000 | 5,181,000 |
| Equity capital | 8,505,000 | 8,588,000 | 8,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,063,000 | 2,052,000 | 2,981,000 |
| Interest expense | 188,000 | 325,000 | 425,000 |
| Net interest income | 875,000 | 1,727,000 | 2,556,000 |
| Noninterest income | -13,000 | -116,000 | -301,000 |
| Noninterest expense | 609,000 | 1,264,000 | 1,785,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 |
| Pretax income | 133,000 | 227,000 | 350,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 133,000 | 227,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 8,447,000 | 8,542,000 | 8,664,000 |
| Total capital | 9,213,000 | 9,253,000 | 9,264,000 |
| Risk-weighted assets | 60,786,000 | 56,488,000 | 47,557,000 |