Call reports 2011
SELECT BANK — 2011
What SELECT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,444,000 | 81,160,000 | 79,016,000 | 75,414,000 |
| Total loans | 64,340,000 | 62,691,000 | 61,966,000 | 60,377,000 |
| Allowance for loan losses | 2,046,000 | 1,564,000 | 1,519,000 | 1,214,000 |
| Securities available for sale | 4,402,000 | 4,437,000 | 4,423,000 | 4,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,025,000 | 70,437,000 | 68,260,000 | 67,563,000 |
| Interest-bearing deposits | 67,439,000 | 65,392,000 | 64,323,000 | 62,524,000 |
| Noninterest-bearing deposits | 3,586,000 | 5,045,000 | 3,937,000 | 5,039,000 |
| Equity capital | 7,223,000 | 7,398,000 | 7,568,000 | 7,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,313,000 | 3,435,000 | 4,549,000 |
| Interest expense | 381,000 | 680,000 | 918,000 | 1,125,000 |
| Net interest income | 779,000 | 1,633,000 | 2,517,000 | 3,424,000 |
| Noninterest income | -19,000 | -39,000 | -73,000 | -151,000 |
| Noninterest expense | 623,000 | 1,230,000 | 1,828,000 | 2,463,000 |
| Provision for loan losses | 120,000 | 180,000 | 255,000 | 360,000 |
| Pretax income | 17,000 | 184,000 | 361,000 | 450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 184,000 | 361,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,132,000 | 7,298,000 | 7,476,000 | 7,564,000 |
| Total capital | 7,981,000 | 8,110,000 | 8,288,000 | 8,355,000 |
| Risk-weighted assets | 66,732,000 | 64,240,000 | 64,240,000 | 62,825,000 |