Call reports 2005
SELECT BANK — 2005
What SELECT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 117,065,000 | 117,089,000 | 125,846,000 | 123,207,000 |
| Total loans | 110,570,000 | 110,060,000 | 114,467,000 | 114,125,000 |
| Allowance for loan losses | 1,434,000 | 1,266,000 | 1,142,000 | 1,331,000 |
| Securities available for sale | 3,820,000 | 4,579,000 | 5,555,000 | 5,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,305,000 | 98,760,000 | 112,505,000 | 111,236,000 |
| Interest-bearing deposits | 97,871,000 | 93,911,000 | 103,346,000 | 104,740,000 |
| Noninterest-bearing deposits | 4,434,000 | 4,849,000 | 9,159,000 | 6,496,000 |
| Equity capital | 9,988,000 | 10,302,000 | 10,631,000 | 10,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,851,000 | 6,023,000 | 8,339,000 |
| Interest expense | 644,000 | 1,348,000 | 2,190,000 | 3,146,000 |
| Net interest income | 1,215,000 | 2,503,000 | 3,833,000 | 5,193,000 |
| Noninterest income | 195,000 | 233,000 | 267,000 | 286,000 |
| Noninterest expense | 685,000 | 1,398,000 | 2,120,000 | 2,932,000 |
| Provision for loan losses | 174,000 | 335,000 | 476,000 | 630,000 |
| Pretax income | 551,000 | 1,003,000 | 1,504,000 | 1,917,000 |
| Income tax | 187,000 | 339,000 | 508,000 | 872,000 |
| Net income | 364,000 | 664,000 | 996,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,011,000 | 10,293,000 | 10,619,000 | 10,629,000 |
| Total capital | 11,309,000 | 11,559,000 | 11,761,000 | 11,960,000 |
| Risk-weighted assets | 103,674,000 | 102,499,000 | 107,148,000 | 106,834,000 |
Machine access — free, no API key
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