Call reports 2020
CHEAHA BANK — 2020
What CHEAHA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 210,907,000 | 233,057,000 | 237,688,000 | 234,988,000 |
| Total loans | 122,080,000 | 128,776,000 | 128,304,000 | 128,032,000 |
| Allowance for loan losses | 1,423,000 | 1,398,000 | 1,350,000 | 1,352,000 |
| Securities available for sale | 64,726,000 | 67,690,000 | 76,128,000 | 84,786,000 |
| Securities held to maturity | 694,000 | 694,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,593,000 | 192,776,000 | 197,609,000 | 201,995,000 |
| Interest-bearing deposits | 152,998,000 | 156,246,000 | 159,809,000 | 160,876,000 |
| Noninterest-bearing deposits | 30,595,000 | 36,530,000 | 37,800,000 | 41,119,000 |
| Equity capital | 24,802,000 | 29,469,000 | 30,199,000 | 31,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 4,910,000 | 7,286,000 | 9,706,000 |
| Interest expense | 474,000 | 916,000 | 1,327,000 | 1,703,000 |
| Net interest income | 2,006,000 | 3,994,000 | 5,959,000 | 8,003,000 |
| Noninterest income | 252,000 | 891,000 | 1,133,000 | 1,378,000 |
| Noninterest expense | 1,432,000 | 2,757,000 | 4,131,000 | 5,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 826,000 | 2,128,000 | 3,113,000 | 4,159,000 |
| Income tax | 173,000 | 445,000 | 651,000 | 779,000 |
| Net income | 653,000 | 1,683,000 | 2,462,000 | 3,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,557,000 | 27,586,000 | 27,689,000 | 29,284,000 |
| Total capital | — | 28,984,000 | 29,039,000 | 30,636,000 |
| Risk-weighted assets | — | 141,300,000 | 145,897,000 | 147,991,000 |
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