Call reports 2019
CHEAHA BANK — 2019
What CHEAHA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 207,326,000 | 207,692,000 | 206,696,000 | 209,300,000 |
| Total loans | 115,304,000 | 118,068,000 | 118,974,000 | 121,044,000 |
| Allowance for loan losses | 1,551,000 | 1,434,000 | 1,438,000 | 1,438,000 |
| Securities available for sale | 70,823,000 | 71,027,000 | 71,422,000 | 69,266,000 |
| Securities held to maturity | 1,063,000 | 729,000 | 729,000 | 694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,754,000 | 178,931,000 | 177,052,000 | 178,969,000 |
| Interest-bearing deposits | 148,696,000 | 149,603,000 | 146,749,000 | 150,170,000 |
| Noninterest-bearing deposits | 28,058,000 | 29,328,000 | 30,303,000 | 28,799,000 |
| Equity capital | 28,654,000 | 26,654,000 | 27,512,000 | 28,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 4,940,000 | 7,442,000 | 9,969,000 |
| Interest expense | 411,000 | 870,000 | 1,364,000 | 1,857,000 |
| Net interest income | 2,035,000 | 4,070,000 | 6,078,000 | 8,112,000 |
| Noninterest income | 234,000 | 465,000 | 715,000 | 990,000 |
| Noninterest expense | 1,402,000 | 2,734,000 | 4,157,000 | 5,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 923,000 | 1,862,000 | 2,744,000 | 3,666,000 |
| Income tax | 139,000 | 300,000 | 498,000 | 669,000 |
| Net income | 784,000 | 1,562,000 | 2,246,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,295,000 | 26,218,000 | 26,853,000 | 27,404,000 |
| Total capital | 30,846,000 | 27,652,000 | 28,291,000 | 28,842,000 |
| Risk-weighted assets | 127,267,000 | 130,101,000 | 127,402,000 | 129,931,000 |
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