Call reports 2023
FIRST SECURITY TRUST AND SAVINGS BANK — 2023
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 409,294,000 | 446,054,000 | 400,407,000 | 401,831,000 |
| Total loans | 192,385,000 | 208,923,000 | 206,034,000 | 218,281,000 |
| Allowance for loan losses | 2,230,000 | 2,311,000 | 2,315,000 | 2,039,000 |
| Securities available for sale | 147,147,000 | 165,340,000 | 153,971,000 | 150,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,551,000 | 421,420,000 | 375,735,000 | 371,380,000 |
| Interest-bearing deposits | 257,701,000 | 297,601,000 | 279,689,000 | 252,356,000 |
| Noninterest-bearing deposits | 126,850,000 | 123,819,000 | 96,046,000 | 119,024,000 |
| Equity capital | 23,214,000 | 22,817,000 | 22,393,000 | 28,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,326,000 | 9,305,000 | 14,543,000 | 19,889,000 |
| Interest expense | 448,000 | 2,258,000 | 4,374,000 | 6,485,000 |
| Net interest income | 3,878,000 | 7,047,000 | 10,169,000 | 13,404,000 |
| Noninterest income | 109,000 | 207,000 | 381,000 | 492,000 |
| Noninterest expense | 1,925,000 | 3,642,000 | 5,544,000 | 7,500,000 |
| Provision for loan losses | -70,000 | 0 | 0 | -320,000 |
| Pretax income | 2,132,000 | 3,612,000 | 5,007,000 | 6,717,000 |
| Income tax | 155,000 | 235,000 | 305,000 | 495,000 |
| Net income | 1,977,000 | 3,377,000 | 4,702,000 | 6,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,136,000 | 36,537,000 | 37,861,000 | 39,382,000 |
| Total capital | 37,682,000 | 39,118,000 | 40,446,000 | 41,576,000 |
| Risk-weighted assets | 247,848,000 | 268,140,000 | 262,357,000 | 271,168,000 |