Call reports 2022
FIRST SECURITY TRUST AND SAVINGS BANK — 2022
What FIRST SECURITY TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 344,441,000 | 382,861,000 | 397,501,000 | 399,855,000 |
| Total loans | 187,052,000 | 192,275,000 | 193,816,000 | 195,898,000 |
| Allowance for loan losses | 1,937,000 | 2,214,000 | 2,265,000 | 2,276,000 |
| Securities available for sale | 108,165,000 | 105,294,000 | 131,549,000 | 139,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,541,000 | 358,963,000 | 376,799,000 | 378,747,000 |
| Interest-bearing deposits | 193,841,000 | 233,350,000 | 244,686,000 | 220,162,000 |
| Noninterest-bearing deposits | 124,700,000 | 125,613,000 | 132,113,000 | 158,585,000 |
| Equity capital | 24,380,000 | 22,147,000 | 18,464,000 | 19,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,294,000 | 7,396,000 | 11,411,000 |
| Interest expense | 104,000 | 214,000 | 370,000 | 639,000 |
| Net interest income | 1,902,000 | 4,080,000 | 7,026,000 | 10,772,000 |
| Noninterest income | 87,000 | 215,000 | 424,000 | 538,000 |
| Noninterest expense | 1,787,000 | 3,401,000 | 5,150,000 | 7,114,000 |
| Provision for loan losses | 50,000 | 217,000 | 98,000 | 98,000 |
| Pretax income | 152,000 | 677,000 | 2,202,000 | 4,093,000 |
| Income tax | 0 | 0 | 231,000 | 381,000 |
| Net income | 152,000 | 677,000 | 1,971,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,600,000 | 31,124,000 | 32,419,000 | 33,160,000 |
| Total capital | 32,820,000 | 33,621,000 | 34,930,000 | 35,682,000 |
| Risk-weighted assets | 234,176,000 | 238,423,000 | 249,056,000 | 254,025,000 |